HARP 2.0

New HARP 2.0 Refinance Program is now available!

Are you underwater on your current conventional Mortgage? You may be eligible to refinance without paying down principal and without having to pay mortgage insurance with the new HARP Loan Program.

What is HARP?

HARP is the Home Affordable Refinance Program.
It was started in April 2009 as part of the American Recovery Act.
In order to be eligible for the HARP program:

  1. Your loan must be backed by Fannie Mae or Freddie Mac.
  2. Your current mortgage must have a securitization date prior to June 1st 2009


If you meet the 2 criterias you may be eligible for the HARP program. If your mortgage is FHA, USDA, or a jumbo mortgage you are not HARP eligible.
Select “See if you qualify” to look up your loan to see if it is owned by FannieMae or Freddie Mac – here are the links:

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